Florida House Bill (HB) 913 has officially gone into effect as of July 1, 2025. Originally proposed by Rep. Vicki Lopez (R-Miami), the bill aims to correct the recent missteps in regulations for condominium boards, community association managers (CAMs) and owners in the wake of the Champlain Towers South condo collapse of 2021.
Condo owners across the state have been met with strict regulations and costly requirements in order to comply with amended safety standards. However, HB 913 intends to provide more direct governmental oversight via the Department of Business and Professional Regulation (DBPR), give owners greater accessibility to the state’s online safety records and combat increased Home Owners Association (HOA) fees.
What this means for homeowners
“This bill comes from a lot of listening to owners talk about how they know their building needs to be safe but pleading that the process be fair and workable,” said state Representative and HB 913 co-sponsor, Jennifer Bradley (R-Fleming Island) during a bill debate in April. “With each milestone inspection, our condos are becoming safer, but financial impacts are reverberating.”
In an effort to reduce financial strain and stress surrounding building management, HB 913 outlines a new set of guidelines for Common Area Maintenance (CAM) and condo boards. Instead of owners bearing the full cost of safety-related maintenance, CAMS and condo boards will receive government support to secure credit lines and fund necessary repairs.
The significant boost in transparency ensures mandatory online access to a full history of board meetings and members, maintenance records and financial statements. Through the DBPR, owners can access this information and gain additional rights to use it as leverage in safety-related disputes.
The Coral Gables based law-firm, Perez Mayoral P.A, clarifies that Citizens Property Insurance (CPI) will not be permitted to insure condos that fail to meet proper safety standards.
How it will effect the housing market
Due to the bill’s economic initiatives, policymakers hope that there’s still potential for improvements within the housing market for both buyers and sellers – particularly for those looking to sell or purchase condos in older buildings.
Making HOA and maintenance fees more affordable could lower overall costs and attract buyers who might otherwise dismiss buildings over 30 years old. Nonetheless, the housing market for condos still remains plagued by an array of factors HB 913 does not address, including hurricane risks, insurance premiums and redevelopment programs.
Reactions from Florida lawmakers
“We have strived to reach that delicate balance between the safety of our constituents who live in condominiums as well as understanding the incredible financial impact that sometimes these particular bills that we pass have,” said Rep. Vicki Lopez upon the bill’s passing.
Florida Governer Ron DeSantis initially criticized HB 913, following his statements during an April 10 press conference at the City of Sweetwater Community Center, where he alluded to the notion that the bill would favor developers over residents. However, soon after he signed off on the bill on June 23, 2025.
“We’ve heard the concerns of condo owners throughout Florida,” said DeSantis during a recent event at Island Way Grill in Clearwater. “We are delivering reforms that will provide financial relief and flexibility, strengthen oversight for condo associations and empower unit owners.”
